Establish what you can afford.

We start by taking a look at a few primary items, like your household income, monthly debts and if you have any savings for a down payment (note: there are down payment assistance programs).

Monthly Debts… are payments you make for things like:

— Car Payment

— Student Loan Payments

— Credit Cards

— Lines of Credit

For student loans, your payments can be factored in different ways; for example if you are on an income-based repayment plan, the amount you are actually paying each month may be considered; instead of using the amount from a standard repayment plan.

To get an accurate assessment of how much you can afford, talk with us today.