You can get a 30 year and 15 year fixed rate home loans, where you keep your loan payment the same for the entire length of your home loan.

A fixed-rate home loan has an interest rate that remains the same for the life of the loan. In other words, your total monthly payment of principal and interest will remain the same over time. A fixed-rate mortgage is the most popular type of financing because it offers predictability and stability for your budget.

Fixed-rate mortgages tend to have a higher interest rate than an adjustable-rate mortgage, also called ARM. ARMs have low, fixed rates for a brief period, typically three, five or seven years, before the interest rate resets. After that time, rates can go up or down for the remainder of the loan term.

30 Year Fixed Rate

Buy your primary home with as little as 3% down.

Refinance your primary home for up to 97% of its value.

Example: on a 30-year mortgage of $300,000 with a 20% down payment and an interest rate of 3.75%, the monthly payments would be about $1,111 (not including taxes and insurance).

Your interest rate is fixed for the life of the loan, so you don’t have worry about rising rates.

15 Year Fixed Rate

Buy your primary home with as little as 3% down.

Refinance your primary home for up to 97% of its value.

+ Pay Less Interest over the Course of Your Loan

+ Your monthly principal and interest payment won’t change.

+ Pay off your mortgage faster than with other loans.

Talk with Loan Officer (626) 701-4159